The lower ride height, better ride quality, flexible interiors, and stylish designs – there are so many reasons to pick a crossover over an SUV. Here are our top picks for this year.
Ford Mustang Mach-E
The Ford Mustang Mach-E is an electric crossover that balances performance and range in a smart package. It comfortably seats five adults and has 29 cubic feet of cargo space behind the rear seats and is loaded with safety and convenience features.
The Ford Mustang Mach-E combines electric performance with modern driver-assistance systems that may help reduce accident-related insurance claims. Safety technologies that improve driver awareness and braking response can minimize damage from rear-end collisions and lane-change accidents. Since fewer accidents often lead to fewer insurance claims, vehicles with these features may be viewed more favorably by insurers.
Price:
– Starts at $43,995 (including destination and excluding the $7,500 federal EV tax credit)
Quick Specs:
– Engine: Gas/Electric
– Mileage: 300 mi extended range battery
Kia Telluride
The electric-razor grille and C-shaped headlights and taillights bring a smart, sporty stance to this crossover. Well-chosen textures and finishes elevate the interiors, and they only increase in opulence the higher up you go.
The Telluride sits up to eight adults more than comfortably and has a cargo capacity of up to 46 cubic feet (behind the second row). The CUV has earned top crash-test ratings and comes standard with automatic emergency braking, blind-spot monitors, adaptive cruise control, and active lane control.
Similarly, the Kia Telluride has earned top crash-test ratings and includes standard safety features such as automatic emergency braking, blind-spot monitoring, adaptive cruise control, and active lane control. These systems help lower the risk of common driving accidents, potentially reducing repair costs and insurance claim frequency. Strong crash protection may also help minimize injury-related claims in the event of an accident.Price:
– The Telluride comes in four different versions, with the Telluride LX starting at $33,160.
Quick Specs:
– Engine: Regular Unleaded V-6, 3.8 L
– Gas Mileage: 19 mpg city/24 mpg highway
Hyundai Palisade
Hyundai Palisade is a plush crossover that’s perfect for hauling around a squad of up to eight in both comfort and style. Featuring a bold, reptilian design complete with a honeycomb grille and vertical LED headlights, the Palisade exceeds expectations on the inside too. Think digital screens, wireless tech, and an elegant cabin, with shapely seats wrapped in quilted leather (with heating and cooling, if you shell out enough). Aside from space for people, the Palisade also has 86.4 cubic feet of room for cargo.
The CUV also comes equipped with automatic emergency braking, a surround-view camera system, and more – so it’s not surprising that it scored top safety ratings.
The Hyundai Palisade also stands out for its advanced safety technologies and spacious family-friendly design. Features like surround-view cameras and emergency braking systems improve visibility and help drivers react more quickly to hazards on the road. Vehicles with strong safety ratings and accident-prevention systems may experience fewer collision claims and lower overall repair expenses.Price:
– A $32,525 starting price, while the highest trim level tops out at $47,750.
Quick Specs:
– Engine: Regular Unleaded V-6, 3.8 L
– Gas Mileage: 19 mpg city/24 mpg highway
From an insurance perspective, vehicles that help prevent accidents and reduce damage severity can play an important role in lowering claim frequency and claim costs. Crossovers with advanced safety equipment, strong crash protection, and reliable performance may provide drivers with greater peace of mind while also helping insurers manage risk more effectively.






